CASE STUDIES
Explore the funding structures, lender strategy and execution behind complex property finance cases across the UK.
MORE CASE STUDIES
Bridging
Hertfordshire
Securing a £430,000 Hertfordshire Development Opportunity in Just Three Days
Purchase Price: £430,000 Location: Hertfordshire Property Type: Grade II Listed Mixed-Use Building After three weeks of delays with another lender, our client faced a five-day deadline to complete the purchase of a Grade II listed property with residential planning permission. Using our specialist lender network, we quickly identified a funder whose lending criteria perfectly matched the opportunity. By presenting the case in a way that addressed the lender's key requirements from the outset, we secured funding and completed the transaction within just three days. The Result • £430,000 acquisition secured • Funding completed in just three days • Five-day deadline successfully met • Existing planning permission recognised by the lender • No formal physical valuation required • Development opportunity rescued after lender delays Outcome: Specialist lender knowledge and strategic case presentation enabled a time-critical acquisition to complete successfully when the original funding route had stalled.
£300,000
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Bridging
London
Commercial Unit Converted into 6-Bed HMO
Location: London Project Type: Commercial-to-Residential Conversion Our client identified an underutilised mixed-use property comprising a retail unit, vacant workshop, and upper-floor flat. Using our specialist lender relationships, we secured funding that provided: • 75% loan-to-value on acquisition • 100% of refurbishment costs funded • Competitive short-term finance tailored to the project By leveraging permitted development rights, the property was successfully transformed into a 6-bedroom HMO and a self-contained flat, significantly increasing both rental income and overall value. The Result • Specialist funding secured for a complex conversion • 75% acquisition funding • 100% refurbishment costs covered • Permitted development route utilised • Faster project delivery • Significant increase in rental income and property value Outcome: A complex commercial conversion completed successfully through specialist funding and expert project structuring.
£725,000
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Bridging
South Wales
Acquiring a £1.7 Million Block of Flats with Just £50,000 Cash Investment
£1.7 Million Block of Flats Acquired with Approximately £50,000 Cash Purchase Price: £1,700,000 Property Type: Freehold block of 12 flats Location: South West England Our client negotiated the purchase of a freehold block of 12 flats for £1.7 million. By identifying that the individual flats had a combined value of approximately £2.366 million, we structured a specialist funding solution using a combination of buy-to-let mortgages and short-term bridging finance. This allowed us to raise £1,677,000, enabling the client to complete the acquisition with approximately £50,000 of their own capital. The Result • £1.7 million acquisition • £1.677 million funding raised • Approximately £50,000 cash contribution • Individual unit value of £2.366 million identified • Bridging finance refinanced within three months • All 12 units now let and generating rental income Outcome: A highly leveraged acquisition that preserved capital, reduced long-term financing costs, and accelerated portfolio growth.
£1,677,000
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