CASE STUDIES

Real funding outcomes for ambitious property investors

Real funding outcomes for ambitious property investors

Real funding outcomes for ambitious property investors

Explore the funding structures, lender strategy and execution behind complex property finance cases across the UK.

MORE CASE STUDIES

Bridging

Hertfordshire

Securing a £430,000 Hertfordshire Development Opportunity in Just Three Days

Purchase Price: £430,000 Location: Hertfordshire Property Type: Grade II Listed Mixed-Use Building After three weeks of delays with another lender, our client faced a five-day deadline to complete the purchase of a Grade II listed property with residential planning permission. Using our specialist lender network, we quickly identified a funder whose lending criteria perfectly matched the opportunity. By presenting the case in a way that addressed the lender's key requirements from the outset, we secured funding and completed the transaction within just three days. The Result • £430,000 acquisition secured • Funding completed in just three days • Five-day deadline successfully met • Existing planning permission recognised by the lender • No formal physical valuation required • Development opportunity rescued after lender delays Outcome: Specialist lender knowledge and strategic case presentation enabled a time-critical acquisition to complete successfully when the original funding route had stalled.

£300,000

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Bridging

London

Commercial Unit Converted into 6-Bed HMO

Location: London Project Type: Commercial-to-Residential Conversion Our client identified an underutilised mixed-use property comprising a retail unit, vacant workshop, and upper-floor flat. Using our specialist lender relationships, we secured funding that provided: • 75% loan-to-value on acquisition • 100% of refurbishment costs funded • Competitive short-term finance tailored to the project By leveraging permitted development rights, the property was successfully transformed into a 6-bedroom HMO and a self-contained flat, significantly increasing both rental income and overall value. The Result • Specialist funding secured for a complex conversion • 75% acquisition funding • 100% refurbishment costs covered • Permitted development route utilised • Faster project delivery • Significant increase in rental income and property value Outcome: A complex commercial conversion completed successfully through specialist funding and expert project structuring.

£725,000

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Bridging

South Wales

Acquiring a £1.7 Million Block of Flats with Just £50,000 Cash Investment

£1.7 Million Block of Flats Acquired with Approximately £50,000 Cash Purchase Price: £1,700,000 Property Type: Freehold block of 12 flats Location: South West England Our client negotiated the purchase of a freehold block of 12 flats for £1.7 million. By identifying that the individual flats had a combined value of approximately £2.366 million, we structured a specialist funding solution using a combination of buy-to-let mortgages and short-term bridging finance. This allowed us to raise £1,677,000, enabling the client to complete the acquisition with approximately £50,000 of their own capital. The Result • £1.7 million acquisition • £1.677 million funding raised • Approximately £50,000 cash contribution • Individual unit value of £2.366 million identified • Bridging finance refinanced within three months • All 12 units now let and generating rental income Outcome: A highly leveraged acquisition that preserved capital, reduced long-term financing costs, and accelerated portfolio growth.

£1,677,000

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