1. Introduction
Kinetic Money (“we”, “us”, “our”) is committed to protecting your personal data and respecting your privacy.
This Privacy Policy explains how we collect, use, and process your information when you visit: https://www.kineticmoney.co.uk
We operate as a data controller under the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
We are registered with The Information Commissioner, reference number ZA161298.
2. Who We Are
Kinetic Money is a UK-based specialist finance broker, providing access to funding solutions including:
Bridging finance
Buy-to-let mortgages
Development finance
Commercial finance
We act as an intermediary between clients and lenders and are not a lender.
3. Information We Collect
(a) Personal Information
When you submit forms or contact us, we may collect: name, email address, telephone number, company name, property and financial information, and any additional information you provide.
This may include sensitive financial and transactional data required to assess finance options.
(b) Usage Data
We automatically collect IP address, browser and device information, pages visited, time spent on site, and referring URLs.
(c) Cookies and Tracking
We use cookies to ensure site functionality, analyse usage, and improve performance. See our Cookie Policy for full details.
4. How We Collect Data
We collect data from you via forms, email, or direct contact; professional advisers such as solicitors and brokers; lenders and funding partners; and third-party service providers supporting our operations.
5. How We Use Your Data
We use your data to respond to enquiries, assess finance suitability, introduce you to lenders and funding partners, manage client relationships, provide access to restricted or member content, improve our website and services, and comply with legal and regulatory obligations.
6. Legal Basis for Processing
We rely on legitimate interest for responding to enquiries and managing relationships; contractual necessity for progressing finance applications; consent for marketing communications; and legal obligation for regulatory compliance.
7. Sharing Your Data
We may share your data with lenders and finance providers, professional advisers such as solicitors and valuers, and technology providers supporting our systems, including Cognito Forms, FluentCRM, and SMTP2GO. We do not sell your personal data.
8. Data Storage and Security
We use secure systems to store and process your data, including encrypted connections (HTTPS), access-controlled systems, and reputable third-party platforms. Data may be processed outside the UK where appropriate safeguards are in place.
9. Data Retention
We retain data only as long as necessary: enquiries for up to 24 months, and client records for up to 6 years where required for regulatory purposes.
10. Your Rights
Under UK GDPR, you have the right to access your data, correct inaccuracies, request deletion, restrict processing, object to processing, and data portability. You may also lodge a complaint with the Information Commissioner’s Office.
11. Cookies
We use essential cookies for site function, analytics cookies, and marketing cookies where consented. You can manage cookies via your browser or our cookie banner. Please see our full Cookie Policy here.
12. Third-Party Content
Embedded content such as video or social media may collect data, use cookies, and track interactions. We do not control third-party data practices.
13. Member & Restricted Access Areas
Certain areas of the website are restricted to registered users. Access may require verification, acceptance of additional terms, and compliance with confidentiality requirements.
14. Children’s Data
Our services are not intended for individuals under 18.
15. Updates
We may update this policy periodically. The latest version will always be published on this page.
16. Contact
Kinetic Money
Email: compliance@kineticmoney.co.uk