COMMERCIAL PROPERTY
Commercial property may be the new frontier for serious property investors.
There are many opportunities arising to acquire a commercial building with a view to convert to residential or mixed use.
And with the broadening of Permitted Development Rights, this can often be achieved without the expense and time delays associated with a full planning application.
Key features
Loans up to 80% LTV
Most property types considered
Term up to 36 months
Loans from £100k to £20m+
Additional funds to convert, extend or redevelop
Sell or convert to long-term mortgage when finished
Planning application not always required
Lending UK-wide including Northern Ireland
COMMERCIAL MORTGAGES
Looking to purchase or refinance a commercial property for investment?
Commercial property can provide a number of distinct advantages compared to a solely residential investment portfolio. Letting to a trading business on a 5 or 10 year lease, you will have security of revenue and a substantially higher cashflow.
Key points
Fixed, variable and interest-only options
Capital-raising for refurbishment or other acquisitions
Loans from £150k to £30m
Up to 75% LTV
Most sectors considered
Short-term leases acceptable in some circumstances
Mixed-use properties
No val fee until loan is approved